/* Finanzkontor Nord: compass blue and cool silver. */
body{font-family:'DM Sans',Arial,sans-serif;color:#213c55;background:#f7f9fb}
main h1,main h2,main h3{font-family:'Manrope',Arial,sans-serif;letter-spacing:-.045em}
main .hero{background:#fff;color:#213c55;min-height:680px}
main .hero h1{color:#103a5f}
main .hero h1 em{color:#025492;font-size:1em;font-style:italic;font-family:Georgia,'Times New Roman',serif;letter-spacing:-.03em}
main .hero .lead{color:#4a6174}
main .button{border-radius:999px}
main .button.primary{background:#025492;color:#fff;box-shadow:none}
main .button.secondary{background:transparent;border:1px solid #9aafbf}
main .quickfacts{background:#103a5f}
main .quickfacts strong{font-family:'Manrope',sans-serif;color:#d9e0e4}
main .section{background:#fff}
main .section:nth-of-type(even){background:#f7f9fb}
main .calculator-section,main .advisor{background:#103a5f}
main .info-card,main .product-card,main .check-panel,main .calculator,main .hero-visual{border-radius:3px}
main .info-card.featured,main .product-head{background:#103a5f}
main .compare{background:#edf2f6}
main .check-section{background:#f7f9fb}
main .sources{background:#edf2f6}
main .year-card,main .growth-card{border-radius:6px}
main .calculator-section .kicker,main .advisor .kicker{color:#d9e0e4}
.advisor .advisor-photo{position:relative;justify-self:center;width:min(100%,310px);aspect-ratio:1;overflow:hidden;border:1px solid #a9bbc8;border-radius:50%;background:radial-gradient(circle at 50% 35%,#315b7d,#103a5f 78%)}
.advisor .advisor-photo img{position:absolute;width:115%;height:auto;max-width:none;left:-7.5%;bottom:-8%;display:block}
.fk-contact .contact-team{width:min(100%,480px);margin:38px auto 0;padding:12px 12px 0;background:linear-gradient(145deg,#f3f6f8,#d9e0e4);overflow:hidden}
.fk-contact .contact-team img{display:block;width:100%;height:auto;object-fit:contain}
.fk-shell{--blue:#025492;--deep:#103a5f;--cyan:#b7c6d1;--ice:#eef3f6;--paper:#f7f9fb}
.fk-contact .contact{background:#edf2f6}
.fk-contact .contact h2{color:#103a5f}
.fk-contact .contact h2 em{color:#025492}
.fk-shell .contact-option-icon,.fk-shell .social-link{border-color:#9eb3c2;background:#f4f7f9;color:#025492}
.fk-shell .contact-option:hover .contact-option-icon{background:#025492;border-color:#025492;color:#fff}
.fk-shell .office-label,.fk-shell .maps-link{color:#025492!important}
@media(max-width:680px){main .hero{padding-top:65px;min-height:0}}
@media(max-width:900px){.advisor .advisor-photo{justify-self:start;width:min(240px,65vw)}}
@media(max-width:680px){.fk-contact .contact-team{width:min(100%,440px);margin:30px auto 0;padding:8px 8px 0}}

/* AVD-specific header and mobile navigation. */
.fk-header{height:96px;position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid #d7e0e6}
.fk-header .topbar{height:96px;position:relative;padding:10px clamp(22px,5vw,76px);gap:24px;color:#103a5f}
.fk-header .topbar .avd-brand{width:min(430px,32vw);height:76px;flex:0 1 430px;display:flex;align-items:center;overflow:visible}
.fk-header .topbar .avd-brand img{width:100%;height:100%;object-fit:contain;object-position:left center;filter:none;mix-blend-mode:normal}
.fk-header .topbar nav{margin-left:auto;gap:22px}.fk-header .topbar nav a{color:#103a5f;font-size:13px;font-weight:700}
.fk-header .phone-cta{flex:0 0 auto;border:0;border-radius:999px;background:#103a5f;color:#fff!important}
.fk-header .menu-button{flex:0 0 44px;width:44px;height:44px;padding:9px;border:0;background:transparent;cursor:pointer}
.fk-header .menu-button span{display:block;width:25px;height:2px;margin:5px auto;background:#103a5f;transition:transform .2s,opacity .2s}
.fk-header .menu-button[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.fk-header .menu-button[aria-expanded="true"] span:nth-child(2){opacity:0}
.fk-header .menu-button[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
section[id]{scroll-margin-top:104px}

/* Informational AVD 2027 popup. */
body.avd-modal-open{overflow:hidden}
.avd-popup[hidden]{display:none}
.avd-popup{position:fixed;inset:0;z-index:500;display:grid;place-items:center;padding:24px}
.avd-popup-backdrop{position:absolute;inset:0;background:rgba(6,44,80,.78);backdrop-filter:blur(5px)}
.avd-popup-dialog{position:relative;width:min(760px,100%);max-height:min(90vh,880px);overflow:hidden;border:1px solid rgba(255,255,255,.45);border-radius:8px;background:#fff;color:#103a5f;box-shadow:0 28px 80px rgba(4,29,52,.38);outline:0}
.avd-popup-scroll{max-height:min(90vh,880px);overflow:auto;padding:clamp(30px,5vw,58px)}
.avd-popup-close{position:absolute;z-index:2;top:14px;right:16px;width:42px;height:42px;border:1px solid #c9d6df;border-radius:50%;background:#fff;color:#103a5f;font:400 30px/1 Arial,sans-serif;cursor:pointer;box-shadow:0 4px 16px rgba(16,58,95,.1)}
.avd-popup-close:hover,.avd-popup-close:focus-visible{background:#103a5f;color:#fff;border-color:#103a5f}
.avd-popup-kicker{display:flex;align-items:center;gap:10px;margin:0 52px 15px 0;color:#025492;font:700 12px/1.3 'Montserrat',sans-serif;letter-spacing:.14em;text-transform:uppercase}
.avd-popup-kicker span{font-size:22px}
.avd-popup h2{max-width:620px;margin:0 52px 18px 0;color:#103a5f;font-size:clamp(30px,5vw,48px);line-height:1.08}
.avd-popup-answer{margin:0 0 22px;padding:15px 18px;border-left:5px solid #19c5c7;background:#edf7f8;color:#103a5f;font-size:clamp(20px,3vw,27px)}
.avd-popup p{color:#526b7d;line-height:1.65}
.avd-popup-topics{display:grid;gap:10px;margin:24px 0}
.avd-popup-topics details{border:1px solid #d7e0e6;border-radius:6px;background:#f7f9fb}
.avd-popup-topics summary{position:relative;padding:17px 46px 17px 18px;color:#103a5f;font-weight:700;cursor:pointer;list-style:none}
.avd-popup-topics summary::-webkit-details-marker{display:none}
.avd-popup-topics summary::after{content:'+';position:absolute;right:18px;top:50%;transform:translateY(-50%);color:#025492;font-size:25px;font-weight:400}
.avd-popup-topics details[open] summary::after{content:'−'}
.avd-popup-topics details p{margin:0;padding:0 18px 18px}
.avd-popup blockquote{margin:24px 0;padding:20px 22px;border:0;border-radius:6px;background:#103a5f;color:#fff;font-size:17px;line-height:1.55}
.avd-popup-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.avd-popup-actions .button{justify-content:center}
.avd-popup-signoff{margin:18px 0 0!important;font-size:12px}

@media(max-width:680px){
  .avd-popup{padding:8px}
  .avd-popup-dialog,.avd-popup-scroll{max-height:calc(100dvh - 16px)}
  .avd-popup-dialog{border-radius:6px}
  .avd-popup-scroll{padding:28px 18px 24px}
  .avd-popup-close{position:sticky;float:right;top:8px;margin:-10px -2px 0 10px;width:40px;height:40px}
  .avd-popup-kicker{margin-right:0;font-size:10px}
  .avd-popup h2{margin-right:0;font-size:30px}
  .avd-popup-answer{font-size:20px}
  .avd-popup-topics summary{padding:15px 42px 15px 14px;font-size:15px}
  .avd-popup-topics details p{padding:0 14px 16px;font-size:14px}
  .avd-popup-actions{display:grid;grid-template-columns:1fr}
  .avd-popup-actions .button{width:100%;text-align:center}
}

@media(prefers-reduced-motion:no-preference){
  .avd-popup:not([hidden]) .avd-popup-backdrop{animation:avdFade .22s ease-out both}
  .avd-popup:not([hidden]) .avd-popup-dialog{animation:avdRise .3s ease-out both}
  @keyframes avdFade{from{opacity:0}to{opacity:1}}
  @keyframes avdRise{from{opacity:0;transform:translateY(22px) scale(.985)}to{opacity:1;transform:none}}
}

@media(max-width:1180px){
  .fk-header .topbar nav{display:none}
  .fk-header .menu-button{display:block}
  .fk-header .topbar nav.open{display:flex;position:fixed;z-index:99;top:96px;left:0;right:0;max-height:calc(100vh - 96px);overflow:auto;flex-direction:column;align-items:stretch;gap:0;padding:18px 28px 30px;background:#fff;border-top:1px solid #d7e0e6;box-shadow:0 20px 45px rgba(16,58,95,.15)}
  .fk-header .topbar nav.open a{padding:15px 0;border-bottom:1px solid #e0e8ed;font-size:17px}
}
@media(max-width:680px){
  .fk-header{height:82px}.fk-header .topbar{height:82px;padding:8px 16px;display:grid;grid-template-columns:minmax(0,1fr) 46px 46px;gap:8px}
  .fk-header .topbar .avd-brand{width:100%;height:62px;min-width:0;flex-basis:auto}.fk-header .topbar .avd-brand img{object-fit:contain;object-position:left center}
  .fk-header .phone-cta{grid-column:2;width:46px;height:46px;margin:0;padding:0;display:grid;place-items:center;background:#fff;border:1px solid #9eb3c2;font-size:0}
  .fk-header .phone-cta span,.fk-header .phone-cta strong{display:none}.fk-header .phone-cta:after{content:'☎';font-size:20px;line-height:1;color:#025492}
  .fk-header .menu-button{grid-column:3;display:block;margin:0}
  .fk-header .topbar nav.open{top:82px;max-height:calc(100vh - 82px);padding:15px 22px 28px}
  section[id]{scroll-margin-top:90px}
  main .hero{padding-top:54px}
  main .hero-visual{height:390px;margin:20px 0 4px;transform:none}
  main .growth-card{left:9%;right:9%;top:18%;height:58%;padding:23px 20px}
  main .bars{height:128px;gap:9px;margin-top:12px}
  main .growth-card b{margin-top:15px;padding-right:4px;font-size:12px;line-height:1.35}
  main .year-card{right:10px;top:14px;padding:12px 18px}
  main .seal{left:12px;bottom:12px;width:94px;height:94px;gap:5px;box-shadow:0 10px 28px rgba(0,0,0,.16)}
  main .seal strong{font-size:24px}main .seal span{font-size:9px}
}